| 7 – 90 Day Certificate | 91 Day Certificate | 150 Day Certificate | 182 Day Certificate | |
| Account Specifics | ||||
| Minimum Deposit | $1,000.00 | $1,000.00 | $1,000.00 | $1,000.00 |
| Fixed or Variable Rate | Fixed Rate Call us for current rates. 217-678-2311 | Fixed Rate Call us for current rates. 217-678-2311 | Fixed Rate Call us for current rates. 217-678-2311 | Fixed Rate Call us for current rates. 217-678-2311 |
| Special Features | Can deposit your funds from 7 – 90 days. More Information | More Information | More Information | More Information |
| 12 Month Certificate | 18 Month Certificate | 30 Month Certificate | |
| Account Specifics | |||
| Minimum Deposit | $1,000.00 | $1,000.00 | $1,000.00 |
| Fixed or Variable Rate | Fixed Rate Call us for current rates. 217-678-2311 | Fixed Rate Call us for current rates. 217-678-2311 | Fixed Rate Call us for current rates. 217-678-2311 |
| Special Features | More Information | More Information | More Information |
7-90 Day
- Account will mature in 7 to 90 days with the length of time selected at account opening.
- Interest will be paid at maturity.
- Interest Rate and Annual Percentage Yield will not change until this account matures.
- $1,000.00 opening deposit must maintain this balance to earn the APY.
- Withdrawal of principal before account maturity, we may impose a penalty of an amount equal to all interest that would be earned if the funds had remained on deposit until maturity. Minimum forfeiture fee of $10.00.
- May be automatically renewable.
- If you choose to have it automatically renew, you will have ten days after the maturity date to withdraw funds without penalty.
- If you elect single maturity, when this account matures, we will hold it in a non-interest bearing account.
- Fees could reduce the earnings on the account.
91 Day
- Account will mature in 91 days.
- Interest will be paid at maturity.
- Interest rate and Annual Percentage Yield will not change until this account matures.
- $1,000.00 opening deposit must maintain this balance to earn the APY.
- Withdrawal of principal before account maturity. We may impose a penalty of three (3) months loss of interest. Minimum forfeiture fee of $10.00.
- May be automatically renewable.
- If you elect single maturity, when this account matures, we will hold the funds in a non-interest bearing account.
- Fees could reduce the earnings on the account.
150 Day
- Account will mature in 91 days.
- Interest will be paid at maturity.
- Interest rate and Annual Percentage Yield will not change until this account matures.
- $1,000.00 opening deposit. must maintain this balance to earn the APY.
- Withdrawal of principal before account maturity, we may impose a penalty of three (3) months loss of interest. Minimum forfeiture fee of $10.00.
- May be automatically renewable.
- If you elect single maturity, when this account matures, we will hold the funds in a non-interest bearing account.
- Fees could reduce the earnings on the account.
182 Day
- Account will mature in 182 days.
- Interest will be paid at maturity.
- Interest rate and Annual Percentage Yield will not change until this account matures.
- $1,000.00 opening deposit must maintain this balance to earn the APY.
- Withdrawal of principal before account maturity. We may impose a penalty of three (3) months loss of interest. Minimum forfeiture fee of $10.00.
- This account can be automatically renewable.
- If you elect single maturity, when this account matures, we will hold the funds in a non-interest bearing account.
- Fees could reduce the earnings on the account.
12, 18, or 30 Month
- Your account will mature in 12,18, or 30 months.
- $500.00 opening deposit-must maintain this balance to earn the APY.
- Interest will be paid semi-annually.
- The interest rate and Annual Percentage Yield will not change and will be in effect until this account matures.
- Withdrawal of principal before account maturity. We may impose a penalty of six (6) months loss of interest. Minimum forfeiture fee of six months interest.
- This account can be automatically renewable.
- If you elect single maturity, when this account matures, we will hold the funds in a non-interest bearing account.
- Fees could reduce the earnings on the account.