Bounce Protection

Bounce Protection

This is a special overdraft privilege for checking customers. Having a check returned due to insufficient funds can be a costly and humiliating experience. That’s why we provide "Bounce Protection", a special overdraft privilege for the State Bank of Bement’s checking customers. "Bounce Protection" gives you an extra level of protection against unanticipated cash flow emergencies and account reconciliation errors. At the State Bank of Bement, we do not encourage overdrafts. As always, we encourage you to manage your finances responsibly. The purpose of this privilege is to save you from the embarrassment, additional merchant fees or other problems that might result if a check is returned. To opt-in or opt-out of "Bounce Protection", please contact State Bank of Bement at 678-2311 or visit any lobby or drive-thru location.

Download Bounce Protection Opt-In/Opt-Out Form

Download Overdraft Authorization for Check Card and ATM Transactions Opt-In/Opt-Out Form