What it is and how to manage it for financial success. 

A credit score is a prediction of your credit behavior, such as how likely you are to pay a loan back on time, based on information from your credit reports. 

Frequently Asked Questions- January

Here are our answers to the 3 questions we've been asked most frequently this month.

I am buying a home, do I need to make a down payment and if so, how much?

Use these tips to help you plan for this year, and the years ahead

According to a recent survey, 77% of Americans feel anxious about their financial situation.

On December 11th we will be upgrading both our online and mobile banking services to the Banno platform. This upgrade will not be disruptive; in fact you may not even notice!

How Local Banks Support Their Communities

In 1781 the first chartered bank of the United States was founded.

3 Tips for Preventing Check Fraud

Here's how to spot common tactics and protect yourself. 

Check Fraud is on the rise.

Don't miss it!  Daro Coffee Co. will be visiting our Cerro Gordo, Monticello and Bement locations soon! Make sure to stop by next week for a delicious morning pick-me-up and kickstart your day!

*7-9 a.m. at all locations*

Full Schedule

Looking for a sweet summer treat? Come and celebrate the final days of summer with the State Bank of Bement! Between September 9th and 12th from 3-5 p.m., the Kona Ice truck will be stationed outside three of our branches.

Make sure you don't miss it! The State Bank of Bement is hosting its semi-annual Shred Day in Monticello this year on September 14th. The event will take place from 9 a.m. to Noon and is open to all. 

Suggested Items for Shredding

Join us for our upcoming Shred Day 9/9 at our Monticello location. 9 - noon. See you there!